COMPANY detail

ORBITX CARD

Spend Crypto Like Cash
Card Fallback

CARD FEATURE OVERVIEW.

ORBITX CARD - NEOORBITX CARD - LUXORBITX CARD - CORPORATE
TIERS
ADD TO WATCHLIST REMOVE FROM WATCHLIST
W BONUS
NONE
REG FEE / REQ
$12/YEAR
CASHBACK
0%
NEED KYC
YES
FX FEE
UP TO 2%
APR / YIELD
NO
CARD TYPE
CREDIT CARD
CARD NETWORK
visa
BLOCKCHAIN
polygonbase
REGION
GLOBAL
WALLET TYPE
NON CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
$500
DAILY LIMIT
$50,000
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W BONUS
NONE
REG FEE / REQ
$30/YEAR
CASHBACK
0%
NEED KYC
YES
FX FEE
UP TO 1%
APR / YIELD
NO
CARD TYPE
CREDIT CARD
CARD NETWORK
visa
BLOCKCHAIN
polygonbase
REGION
GLOBAL
WALLET TYPE
NON CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
$1,000
DAILY LIMIT
UNLIMITED
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W BONUS
NONE
REG FEE / REQ
$2/MONTH/EMPLOYEE
CASHBACK
0%
NEED KYC
YES
FX FEE
UP TO 1.5%
APR / YIELD
NO
CARD TYPE
CREDIT CARD
CARD NETWORK
visa
BLOCKCHAIN
polygonbase
REGION
GLOBAL
WALLET TYPE
NON CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
NOT DISCLOSED
DAILY LIMIT
NOT DISCLOSED
GET THE CARD
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NEO
W BONUS NONE
REG FEE / REQ $12/YEAR
CASHBACK 0%
NEED KYC YES
FX FEE UP TO 2%
APR / YIELD NO
CARD TYPE CREDIT CARD
CARD NETWORK visa
BLOCKCHAIN polygonbase
REGION GLOBAL
WALLET TYPE NON CUSTODIAL
MOBILE PAY YES
BANK TRANSFER YES
ATM LIMIT $500
DAILY LIMIT $50,000
GET IT NOW
LUX
W BONUS NONE
REG FEE / REQ $30/YEAR
CASHBACK 0%
NEED KYC YES
FX FEE UP TO 1%
APR / YIELD NO
CARD TYPE CREDIT CARD
CARD NETWORK visa
BLOCKCHAIN polygonbase
REGION GLOBAL
WALLET TYPE NON CUSTODIAL
MOBILE PAY YES
BANK TRANSFER YES
ATM LIMIT $1,000
DAILY LIMIT UNLIMITED
GET IT NOW
CORPORATE
W BONUS NONE
REG FEE / REQ $2/MONTH/EMPLOYEE
CASHBACK 0%
NEED KYC YES
FX FEE UP TO 1.5%
APR / YIELD NO
CARD TYPE CREDIT CARD
CARD NETWORK visa
BLOCKCHAIN polygonbase
REGION GLOBAL
WALLET TYPE NON CUSTODIAL
MOBILE PAY YES
BANK TRANSFER YES
ATM LIMIT NOT DISCLOSED
DAILY LIMIT NOT DISCLOSED
GET IT NOW
Last Updated: Oct 23, 2026
REGIONAL AVAILABILITY
CLICK TO VIEW MAP
Available
Restricted
Not Specified

No comprehensive official whitelist of eligible card-issuance countries is published.

Credit card secured by digital-asset collateral; purchases must be repaid.

0% APR on purchases currently applies, but the issuer and OrbitX may introduce interest on future purchases under the terms.

The international OrbitX Spend Card terms require applicants to attest that they are not US citizens.

Annual fees: $12 for Neo and $30 for Lux. Optional physical cards cost $100 for Neo (plastic) and $350 for Lux (metal). No separate virtual-card issuance fee is listed.

  • Platform feature, not card-specific: named virtual bank accounts advertised in USD, EUR, GBP, AED, NGN, BRL, MXN, COP and PHP; availability may vary.

THE REAL STORY ON THIS CARD.

PROS
[ STRENGTHS ]
  • thumbs-up-fill NON-CUSTODIAL SMART-CONTRACT WALLET
  • thumbs-up-fill 0% APR ON PURCHASES — CONSUMER CARDS
  • thumbs-up-fill VIRTUAL CARD INCLUDED WITH PAID TIER
  • thumbs-up-fill APPLE PAY + GOOGLE PAY
  • thumbs-up-fill USDT + USDC ON POLYGON AND BASE
  • thumbs-up-fill VISA SIGNATURE TIER — LUX
  • thumbs-up-fill NO CARD DEPOSIT FEE — NEO / LUX
  • thumbs-up-fill MULTI-CURRENCY ACCOUNTS VIA ORBITX PLATFORM
  • thumbs-up-fill OPTIONAL PHYSICAL CARD
CONS
[ LIMITATIONS ]
  • thumbs-down-fill $12/YEAR NEO SUBSCRIPTION
  • thumbs-down-fill $30/YEAR LUX SUBSCRIPTION
  • thumbs-down-fill OPTIONAL PHYSICAL CARD: $100 PLASTIC / $350 METAL
  • thumbs-down-fill NON-USD SPENDING FEES: 2% NEO / 1% LUX
  • thumbs-down-fill ADDITIONAL FIXED CONVERSION FEE PER TRANSACTION
  • thumbs-down-fill ATM FEE: OPERATOR CHARGE + 2% + $2
  • thumbs-down-fill $100 NEO CARD REPLACEMENT FEE
  • thumbs-down-fill $199 LUX CARD REPLACEMENT FEE
  • thumbs-down-fill COLLATERAL REQUIRED TO COVER CARD CHARGES
  • thumbs-down-fill SMART-CONTRACT LIQUIDATION RISK
  • thumbs-down-fill COMPLETE SUPPORTED-COUNTRY LIST NOT DISCLOSED

GENERAL QUESTIONS.

OrbitX Pay offers two consumer card tiers:
• Neo – Basic Visa Platinum card.
• Lux – Premium Visa Signature® card.
Each card comes with virtual and physical versions (Neo: plastic, Lux: metal).

• Neo: $12/year membership; Forex fee 2%; ATM withdrawal $500/day.
• Lux: $30/year membership; Forex fee 1%; ATM withdrawal $1,000/day.
• Optional card issuance fees may apply (plastic vs metal).

OrbitX Pay cards are available globally, except in prohibited jurisdictions including Iran, India, Turkey, Belarus, Venezuela, China, and others. Users must complete KYC to activate the card.

USER RATINGS AND REVIEWS.

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NO KYC GLOBAL NON CUSTODIAL MULTIPLE TIERS
ORBITX CARD
FEATURE NEO LUX CORPORATE
W BONUS NONE NONE NONE
REG FEE / REQ $12/YEAR $30/YEAR $2/MONTH/EMPLOYEE
CASHBACK 0% 0% 0%
NEED KYC YES YES YES
FX FEE UP TO 2% UP TO 1% UP TO 1.5%
APR / YIELD NO NO NO
CARD TYPE CREDIT CARD CREDIT CARD CREDIT CARD
CARD NETWORK visa visa visa
BLOCKCHAIN polygonbase polygonbase polygonbase
REGION GLOBAL GLOBAL GLOBAL
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