COMPANY detail

ONBOARD CARD

money app to receive, spend or send
Card Fallback

CARD FEATURE OVERVIEW.

CARD NAME
ONBOARD CARD
ADD TO WATCHLIST REMOVE FROM WATCHLIST
W BONUS
NONE
REG FEE / REQ
FREE
CASHBACK
0%
NEED KYC
YES
FX FEE
UP TO 1.5%+$0.30
APR / YIELD
NO
CARD TYPE
VIRTUAL CARD
CARD NETWORK
visa
BLOCKCHAIN
arbitrumbscethereumoptimismpolygon
REGION
GLOBAL
WALLET TYPE
CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
$0
DAILY LIMIT
$5,000
GET THE CARD
ONBOARD CARD
W BONUS NONE
REG FEE / REQ FREE
CASHBACK 0%
NEED KYC YES
FX FEE UP TO 1.5%+$0.30
APR / YIELD NO
CARD TYPE VIRTUAL CARD
CARD NETWORK visa
BLOCKCHAIN arbitrumbscethereumoptimismpolygon
REGION GLOBAL
WALLET TYPE CUSTODIAL
MOBILE PAY YES
BANK TRANSFER YES
ATM LIMIT $0
DAILY LIMIT $5,000
GET IT NOW
Last Updated: Nov 3, 2026
REGIONAL AVAILABILITY
CLICK TO VIEW MAP
Available
Restricted
Not Specified

Flex - first card FREE, additional $2 each (max 3)

THE REAL STORY ON THIS CARD.

PROS
[ STRENGTHS ]
  • thumbs-up-fill First Flex card free
  • thumbs-up-fill Up to three virtual cards per account
  • thumbs-up-fill Apple Pay and Google Pay support
  • thumbs-up-fill Free US-domestic USD payments
  • thumbs-up-fill USDT and USDC funding supported
  • thumbs-up-fill Seven networks across stablecoin deposits
  • thumbs-up-fill $5,000 daily; $20,000 monthly spending limits
  • thumbs-up-fill No decline charges on Flex transactions
  • thumbs-up-fill Instant card freeze and unfreeze controls
CONS
[ LIMITATIONS ]
  • thumbs-down-fill 1.25% fee on card funding
  • thumbs-down-fill Tron and Ethereum funding surcharges apply
  • thumbs-down-fill Non-USD/cross-border USD: $0.30 + 1.5%
  • thumbs-down-fill Virtual only; no physical card
  • thumbs-down-fill ATM cash withdrawals not documented
  • thumbs-down-fill Cryptocurrency platforms blocked as merchants
  • thumbs-down-fill No card cashback programme disclosed

GENERAL QUESTIONS.

The Onboard USD Card is an extremely reliable and convenient option for everyday purchases, providing you with a seamless way to convert your stablecoin to USD. You have the flexibility to fund it through various channels, including your local bank account, your Onboard Wallet balance, or external wallets such as Binance and Coinbase.

Once funded, you can use it for transactions wherever VISA is accepted, just like a physical bank card.

Onboard Virtual Cards are valid for 3 years from when you create it in the app. You can find your card's expiry date in the 'Details' section on your Cards page.

At the moment, users are limited to creating and owning one virtual card at a time.

Yes, other people can send money to your virtual card! Each card is associated with a unique wallet address that you can share with anyone who wants to send you money. This wallet address ensures that the payment is accurately directed towards your account.

Here's how you can do it:

Select "External Wallet" as your funding method.
Add your preferred amount and choose the stablecoin that the sender will be sending.
The wallet address associated with your card will appear on the screen. Share this address with the sender and instruct them to deposit the exact amount shown.
Once they confirm the deposit is complete, click "I have made exact payment," and your account will be topped up with USD.
It's really that simple and easy!

Virtual Card (Classic): $3 one-time creation fee. Flex Card: Free.

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MORE CRYPTO CARDS.

ONBOARD CARD
CARD NAME
ONBOARD CARD
W BONUS
NONE
REG FEE / REQ
FREE
CASHBACK
0%
NEED KYC
YES
FX FEE
UP TO 1.5%+$0.30
APR / YIELD
NO
CARD TYPE
VIRTUAL CARD
CARD NETWORK
visa
BLOCKCHAIN
arbitrumbscethereumoptimismpolygon
REGION
GLOBAL
WALLET TYPE
CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
$0
DAILY LIMIT
$5,000
GET THE CARD
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