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COMPANY detail
KREDETE CARD
Spend like a local
CARD FEATURE OVERVIEW.
TIERS
ADD TO WATCHLIST
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W BONUS
NONE
REG FEE / REQ
FREE
CASHBACK
0%
NEED KYC
YES
FX FEE
0%
APR / YIELD
YES
CARD TYPE
VIRTUAL CARD
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
NON CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
$750
DAILY LIMIT
NOT DISCLOSED
GET THE CARD
W BONUS
NONE
REG FEE / REQ
$5.99 / MO
CASHBACK
1%
NEED KYC
YES
FX FEE
0%
APR / YIELD
YES
CARD TYPE
VIRTUAL AND PHYSICAL CARD, CREDIT
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
NON CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
$750
DAILY LIMIT
NOT DISCLOSED
GET THE CARD
W BONUS
NONE
REG FEE / REQ
FREE
CASHBACK
3%
NEED KYC
YES
FX FEE
0%
APR / YIELD
YES
CARD TYPE
VIRTUAL AND PHYSICAL CARD, CREDIT
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
NON CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
$750
DAILY LIMIT
NOT DISCLOSED
GET THE CARD
BASIC
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | 0% |
| NEED KYC | YES |
| FX FEE | 0% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | $750 |
| DAILY LIMIT | NOT DISCLOSED |
FLEX
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | $5.99 / MO |
| CASHBACK | 1% |
| NEED KYC | YES |
| FX FEE | 0% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD, CREDIT |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | $750 |
| DAILY LIMIT | NOT DISCLOSED |
PREMIUM
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | 3% |
| NEED KYC | YES |
| FX FEE | 0% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD, CREDIT |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | $750 |
| DAILY LIMIT | NOT DISCLOSED |
Last Updated: Nov 8, 2026
CASHBACK
Cashback may change, be available for a limited time, have limits, or even be awarded in points or other forms. For precise details, always check the card’s website.
REGIONAL AVAILABILITY
CLICK TO VIEW MAP
Available
Restricted
Not Specified
INV CODE : MXRHRI
THE REAL STORY ON THIS CARD.
PROS
[ STRENGTHS ]
- USD-denominated Visa card
- Virtual and physical card options
- Up to 6% cashback on eligible purchases
- 0% advertised FX markup
- Apple Pay and Google Pay
- Physical card supports ATM withdrawals
- Accepted at Visa merchants in 170+ countries
- Physical delivery to 70+ countries
- Instant card freeze/unfreeze
- Linked USD account supports ACH and wire transfers where available
CONS
[ LIMITATIONS ]
- Cashback conditions and monthly cap not disclosed
- Card issuance and annual fees not clearly disclosed
- ATM withdrawal fees not disclosed
- Daily and monthly purchase limits not disclosed
- Full country-issuance whitelist not disclosed
- Exact card issuer not publicly identified
- No card-specific blockchain or crypto-funding network disclosed
- Physical card availability depends on shipping country
GENERAL QUESTIONS.
Kredete offers a USD-denominated Visa card in both virtual and physical formats. It can be used for online purchases, subscriptions, shopping, travel bookings and everyday payments wherever Visa is accepted. Identity verification is required.
Yes. Kredete advertises acceptance at over 150 million merchants across 170+ countries. Actual acceptance depends on the merchant, card restrictions and local regulations. The card advertises zero FX markup on eligible transactions.
Yes. Both virtual and physical Kredete cards support Apple Pay and Google Pay, allowing contactless, online and in-app payments where these services are available.
Yes, ATM withdrawals are supported with the physical card. The maximum is $250 per transaction, including ATM fees, with up to three withdrawal attempts within a rolling 24-hour period. Both successful and declined attempts count toward the limit.
Kredete advertises up to 6% cashback on eligible purchases and zero FX markup. However, the public documentation does not specify the standard cashback rate, reward cap, card issuance fee or complete ATM fee schedule. Check the app for applicable fees and reward conditions before ordering or transacting.