Fold CARD
CARD FEATURE OVERVIEW.
| W BONUS | $10 |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | YES |
| NEED KYC | YES |
| FX FEE | UP TO $3 |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | $1,000 |
| DAILY LIMIT | $15,000 |
| W BONUS | $10 |
|---|---|
| REG FEE / REQ | $10/MO |
| CASHBACK | YES |
| NEED KYC | YES |
| FX FEE | %0 |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | $1,000 |
| DAILY LIMIT | $15,000 |
| W BONUS | $10 |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | UP TO 4% |
| NEED KYC | YES |
| FX FEE | 0% |
| APR / YIELD | YES |
| CARD TYPE | CREDIT CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | NOT DISCLOSED |
| DAILY LIMIT | INDIVIDUALLY ASSIGNED |
- Fold offers two card products: the Fold Visa Prepaid Debit Card and the Fold Bitcoin Credit Card.
Fold Member earns no standard cashback on card purchases; rewards come from gift cards, wheel spins, and other Fold activities. Fold+ adds up to 1.5% on ACH bill pay, 1.5% category boosts, up to 15% merchant boosts, and 0.5% on other eligible Visa Signature debit purchases.
Max card balance: $30,000
Max monthly spend: $50,000
Max daily load: $15,000
Max per transaction: $15,000
ATM per transaction: $250
ATM per month: $1,000
THE REAL STORY ON THIS CARD.
- FOLD+ EARNS 0.5% ON ELIGIBLE SPEND
- UP TO 15% MERCHANT BOOSTS
- 1.5% CATEGORY REWARDS WITH FOLD+
- FDIC INSURANCE UP TO $250,000
- BITGO CUSTODY WITH $250M INSURANCE
- DIRECT DEPOSIT UP TO 3 DAYS EARLY
- UP TO 1.5% ACH BILL-PAY REWARDS
- AUTOMATIC BITCOIN ROUND-UPS
- REWARDS WITHDRAWABLE TO PERSONAL BTC WALLETS
- $10 ELIGIBLE FIRST-PURCHASE BONUS
- FREE TIER HAS NO STANDARD CASHBACK
- FOLD+ COSTS $10/MONTH OR $100/YEAR
- FREE TIER ATM FEE: $3.50
- FREE TIER FOREIGN FEE: $3
- INSTANT FUNDING FEE: 1.5%
- INSTANT WITHDRAWAL FEE: 1.5%
- ATM MONTHLY LIMIT: $1,000
- REWARDS MAY TAKE 30 DAYS
GENERAL QUESTIONS.
Our services are intended solely for users who are 18 years of age or older and are citizens or permanent residents of the United States. If you are under the age of 18 or are not a citizen or permanent resident, then you are not permitted to register or have use of an account with Fold, or use Fold's services.
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Open the Fold App
Tap the bitcoin tab
Tap the Sell button
Enter the $ amount you'd like to add to your Fold Debit Card
Confirm
That's it. After confirming the sale, the funds will typically appear on your Fold Debit Card within a few minutes.
No: you are selling an exact amount of bitcoin for USD, and then immediately funding your Fold Debit Card with that USD.
Fold+ members can buy and sell bitcoin for zero fees and near zero spread.
For everyone else, a 1.5% fee applies when buying and a 1% applies when selling. If you want to buy, spend or sell any bitcoin, you should definitely upgrade to Fold+.
