COMPANY detail

SPENDA CARD
Spend crypto like cash. Bank transfer, bills & cards

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Card Fallback

Card Feature Overview.

CARD NAME
SPENDA CARD
W BONUS
NONE
REGISTER FEE
FREE
CASHBACK
0%
NEED KYC
YES
FX FEE
MARKET RATES
APR / YIELD
NO
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
mastercardvisaverve
BLOCKCHAIN
ethereumbitcoinMore
REGION
Nigeria
WALLET TYPE
CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
NOT DISCLOSED
DAILY LIMIT
UP TO ₦10,000,000
GET THE CARD
SPENDA CARD
W BONUS NONE
REGISTER FEE FREE
CASHBACK 0%
NEED KYC YES
FX FEE MARKET RATES
APR / YIELD NO
CARD TYPE VIRTUAL AND PHYSICAL CARD
CARD NETWORK mastercardvisaverve
BLOCKCHAIN ethereumbitcoinMore
REGION Nigeria
WALLET TYPE CUSTODIAL
MOBILE PAY YES
BANK TRANSFER YES
ATM LIMIT NOT DISCLOSED
DAILY LIMIT UP TO ₦10,000,000
GET IT NOW
REGIONAL AVAILABILITY
VIEW GLOBAL NETWORK
Available
Restricted
Not Specified
SPENDA CARD
CARD NAME
SPENDA CARD
W BONUS
NONE
REGISTER FEE
FREE
CASHBACK
0%
NEED KYC
YES
FX FEE
MARKET RATES
APR / YIELD
NO
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
mastercardvisaverve
BLOCKCHAIN
ethereumbitcoinMore
REGION
Nigeria
WALLET TYPE
CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
NOT DISCLOSED
DAILY LIMIT
UP TO ₦10,000,000
GET THE CARD
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The Real Story on This Card.

PROS

Zero monthly maintenance fees

High daily limits (up to ₦10M)

Supports local Nigerian payments via Verve network.

Real-time crypto-to-fiat conversion

Instant bank withdrawal

CONS

Custodial wallet structure

Limited crypto asset support (primarily Bitcoin/USDT).

Restricted exclusively to Nigerian residents (requires BVN/NIN).

Denied payment fees apply if card balance is insufficient.

NO Cashback

FX Fee is not clear.

GENERAL Questions.

What is Spenda?
Spenda is a super app that allows Africans to spend cryptocurrency effortlessly in their daily lives.
What card networks does this card support?
Spenda supports Visa and Mastercard for USD transactions, and Verve for local Naira transactions.
What can I do with Spenda?
You can pay bills, make bank transfers, and perform card transactions using your crypto as a means of deposit.
Can I deposit Naira?
No, you can only deposit supported digital assets which are automatically converted to Naira at the best market rate.
Can I convert from Naira to crypto?
No, Spenda is built to let you spend crypto like cash — not the other way around.

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