PLASMA ONE CARD The One app for your money
CARD FEATURE OVERVIEW.
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | 2% |
| NEED KYC | YES |
| FX FEE | 1% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | NOT DISCLOSED |
| DAILY LIMIT | NOT DISCLOSED |
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | $120 / YEAR |
| CASHBACK | 3% |
| NEED KYC | YES |
| FX FEE | 0.5% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | NOT DISCLOSED |
| DAILY LIMIT | NOT DISCLOSED |
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | 100,000 XPL |
| CASHBACK | 4% |
| NEED KYC | YES |
| FX FEE | 0% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | NOT DISCLOSED |
| DAILY LIMIT | NOT DISCLOSED |
THE REAL STORY ON THIS CARD.
- TRUE SELF CUSTODY
- CARD ISSUED BY RAIN (VISA PRINCIPAL MEMBER)
- VIRTUAL AND PHYSICAL VISA CARDS
- UP TO 4% BASE CASHBACK
- UP TO 10% AI CASHBACK (ELIGIBLE TIERS)
- UP TO $600/YEAR FLIGHT CASHBACK (PLATINUM)
- UP TO 6% STABLECOIN YIELD
- ZERO-FEE USDT TRANSFERS ON PLASMA
- SUPPORTS USDT, USDC & USDS
- APPLE PAY & GOOGLE PAY
- PRIORITY & VIP SUPPORT ON HIGHER TIERS
- BANK DEPOSITS & WITHDRAWALS SUPPORTED
- PREMIUM PERKS: CHATGPT GO (CORE), CLAUDE PRO + CHATGPT PLUS (PLATINUM), FLIGHT CASHBACK
- FULL FEE SCHEDULE NOT PUBLICLY AVAILABLE
- CASHBACK PAID IN XPL TOKENS
- HIGHER REWARDS REQUIRE PAID TIERS
- PLATINUM REQUIRES LONG-TERM XPL LOCKUP
- YIELD USES THIRD-PARTY DEFI PROTOCOLS
- YIELD IS VARIABLE, NOT GUARANTEED
- NO TRADITIONAL BANK DEPOSIT INSURANCE
- DEFI SMART CONTRACT RISK
- TRAVEL BENEFITS LIMITED TO PLATINUM
- COUNTRY AVAILABILITY RESTRICTIONS APPLY
GENERAL QUESTIONS.
No. Plasma One is a financial technology company, not a regulated financial institution, bank or a money services business. The Plasma One Card is issued by Signify Holdings, Inc. pursuant to a license from Visa.
Anywhere where Visa cards are accepted, online and in store.
With every purchase made using your Plasma One card, you'll earn cash back in XPL tokens. Exact cash back percentage will depend on your tier, with the highest being 4%.
Your stablecoins on Plasma One will earn 10%+ yield through opportunities that exist within the Plasma onchain ecosystem.
Yes, you will be able to withdraw to a bank account. Use connected off‑ramps to send funds to your bank. Timing and fees depend on your region and partner.
Plasma One protects your funds with layered security, including biometric sign-in and advanced encryption. Instead of seed phrases, we use hardware-backed keys so only you can access your money.
You stay in control with instant card freeze, customisable spending limits, and real-time transaction alerts. Our systems monitor for fraud around the clock while preserving full self-custody of your digital dollars with bank-grade protection.
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| FEATURE | LITE | CORE | PLATINUM |
|---|---|---|---|
| W BONUS | NONE | NONE | NONE |
| REG FEE / REQ | FREE | $120 / YEAR | 100,000 XPL |
| CASHBACK | 2% | 3% | 4% |
| NEED KYC | YES | YES | YES |
| FX FEE | 1% | 0.5% | 0% |
| APR / YIELD | YES | YES | YES |
| CARD TYPE | VIRTUAL CARD | VIRTUAL AND PHYSICAL CARD | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |||
| BLOCKCHAIN | |||
| REGION |