NEXO CARD built for everything wealth demands
CARD FEATURE OVERVIEW.
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | UP TO €50 |
| NEED KYC | YES |
| FX FEE | UP TO 2.5% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | €200 |
| DAILY LIMIT | NOT DISCLOSED |
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | UP TO €100 |
| NEED KYC | YES |
| FX FEE | UP TO 2.5% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | €400 |
| DAILY LIMIT | NOT DISCLOSED |
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | UP TO €150 |
| NEED KYC | YES |
| FX FEE | UP TO 2.5% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | €1,000 |
| DAILY LIMIT | NOT DISCLOSED |
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | UP TO €200 |
| NEED KYC | YES |
| FX FEE | UP TO 2.5% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | €2,000 |
| DAILY LIMIT | NOT DISCLOSED |
- Cashback requires $5,000+ balance AND Credit Mode. If your portfolio drops below $5K or you switch to Debit Mode, you earn nothing. The "up to 2% cashback" headline is gated behind both a minimum balance and a specific spending mode.
Loyalty benefits vanish if your NEXO Token ratio drops. The tier is based on NEXO Token % of portfolio. If NEXO price falls against your other holdings, you can get silently downgraded mid-month.
- Cashback Available: UK cardholders cannot earn cashback (regulatory phase-out)
THE REAL STORY ON THIS CARD.
- UNIQUE DUAL DEBIT AND CREDIT MODES
- SPEND WITHOUT SELLING YOUR CRYPTO
- UP TO 2% CASHBACK IN CREDIT MODE
- EARN INTEREST ON ELIGIBLE UNUSED BALANCES
- CREDIT LINES FROM 1.9% APR (PLATINUM TIER)
- NO MONTHLY, ANNUAL, OR INACTIVITY FEES
- VIRTUAL AND PHYSICAL CARDS AVAILABLE
- APPLE PAY AND GOOGLE PAY SUPPORT
- FREE ATM WITHDRAWALS WITHIN PLAN LIMITS
- INSTANT VIRTUAL CARD ACTIVATION
- GLOBAL MASTERCARD ACCEPTANCE
- FLEXIBLE CRYPTO BACKED CREDIT LINE
- CUSTODIAL WALLET
- DEBIT MODE DOES NOT EARN CASHBACK
- CASHBACK REQUIRES CREDIT MODE
- LOYALTY BENEFITS REQUIRE $5,000+ PORTFOLIO VALUE
- PHYSICAL CARD REQUIRES GOLD LOYALTY TIER
- AVAILABLE ONLY IN THE EEA AND UK
- FX FEES APPLY TO FOREIGN CURRENCY TRANSACTIONS
- ATM FEES APPLY ABOVE FREE WITHDRAWAL LIMITS
- CREDIT MODE MAY TRIGGER LIQUIDATION IF COLLATERAL VALUE FALLS
- UK USERS ARE NOT ELIGIBLE FOR CASHBACK
GENERAL QUESTIONS.
The virtual Nexo Card can be activated once you have at least $50 to your Nexo account. You can spend that balance instantly.
There’s also free shipping for the physical Nexo Card. To order a physical card, you need an account balance above $5,000 worth of digital assets and at least a Gold Loyalty Tier.
There are two types of Nexo card, a virtual and physical one.
Activating your virtual Nexo Card is almost instantaneous and done through your Nexo app. For a detailed step-by-step guide, visit our Help Center article.
To order and activate your physical Nexo card, follow the steps detailed in this Help Center article.
Wirex gives you traditional money tools and blockchain access in one place — with better yields and zero borders.
Depending on your Loyalty Tier, you can enjoy free ATM withdrawals up to a specific amount:
Base: Up to €200 / £180
Silver: Up to €400 / £360
Gold: Up to €1,000 / £900
Platinum: Up to €2,000 / £1,800
Once you reach your free withdrawal limit, you’ll be charged a 2% fee (minimum of 1.99 EUR/GBP) per additional withdrawal until your monthly limit resets again.
Yes, the respective foreign transaction (FX) fees depend on the day of the week of the transaction:
FX Fees on Weekdays
EEA/UK/CH: 0.2%
ROW: 2%
FX Fees on Weekends
EEA/UK/CH: 0.7%
ROW: 2.5%
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