KAST CARD Banking without the Bank
CARD FEATURE OVERVIEW. 
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | 1.5% |
| NEED KYC | YES |
| FX FEE | UP TO 1.75% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | $750 |
| DAILY LIMIT | UNLIMITED |
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | $1000/YEAR |
| CASHBACK | 2% |
| NEED KYC | YES |
| FX FEE | UP TO 1.75% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | $750 |
| DAILY LIMIT | UNLIMITED |
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | $10,000/YEAR |
| CASHBACK | 3% |
| NEED KYC | YES |
| FX FEE | UP TO 1.75% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | $750 |
| DAILY LIMIT | UNLIMITED |
ACH deposits now cost $2 (was free). FedWire and SWIFT deposits now cost $15 (previously undisclosed). SEPA deposits have a new 0.5% fee. These changes happened between June 14 and July 10, 2026 without fanfare.
"Up to 5% cashback" on the homepage is 3% cashback + 2% KAST Points (Private tier only). The actual cashback rates are 1.5%/2%/3%. KAST Points are proprietary rewards points, not USD, they can be modified or discontinued at any time per T&Cs.
- 12-month inactivity = $1/month dormant account fee. If you stop using your account, KAST starts charging you for not using it.
Stablecoin withdrawals now have network-specific fees that can be significant: Ethereum costs $6 + 0.1% (minimum $6.10 per withdrawal). Solana is the cheapest at $1 + 0.1%.
THE REAL STORY ON THIS CARD.
- 1.5% USD CASHBACK - STANDARD
- 2% USD CASHBACK + 1% KAST POINTS - PREMIUM
- 3% USD CASHBACK + 2% KAST POINTS - PRIVATE
- INSTANT VIRTUAL CARD
- VIRTUAL AND PHYSICAL CARDS
- APPLE PAY AND GOOGLE PAY
- 150M+ VISA MERCHANT ACCEPTANCE
- 0% USD CARD SPEND FEE
- 0% STABLECOIN DEPOSIT FEE
- 1:1 STABLECOIN-TO-USD CONVERSION
- 0% TOP-UP FEE
- USD AND EUR ACCOUNTS
- BANK TRANSFERS SUPPORTED
- UNLIMITED CARD SPENDING
- UNLIMITED ACCOUNT BALANCES
- GLOBAL ATM ACCESS
- 24/7 SUPPORT
- VIP CONCIERGE - PRIVATE
- 0.5%–1.75% FX FEE ON NON-USD SPENDING
- $3 + 2% ATM WITHDRAWAL FEE
- ATM WITHDRAWALS LIMITED TO $250 EACH
- MAX 3 ATM WITHDRAWALS OR $750 PER 24 HOURS
- $0.10 FEE ON NON-USD PURCHASES UNDER $25
- $0.50 FEE FOR INSUFFICIENT-FUNDS DECLINES
- NON-STABLECOIN DEPOSITS COST 2%–5%
- PREMIUM COSTS $1,000/YEAR
- PRIVATE COSTS $10,000/YEAR
- STANDARD PHYSICAL CARD HAS $40 SHIPPING FEE
- HIGHER CASHBACK REQUIRES PAID TIERS
- KAST POINTS REQUIRE PREMIUM OR PRIVATE
- KAST IS NOT A BANK
- DIGITAL ASSETS ARE NOT FDIC INSURED
- AVAILABILITY VARIES BY JURISDICTION
GENERAL QUESTIONS.
KAST CARD is Available in 160+ countries
Whether you're shopping in Dubai, living in Brazil, or sending funds to family in Mexico, KAST keeps your stablecoins secure and accessible across borders.
Create your account, complete your verification (KYC), deposit stablecoins and activate your virtual card in around 3 minutes. Start spending globally. It's as simple as that.
KAST is made for individuals who want to save, earn and spend their money on-chain. No need for complicated exchanges, long settlement times, or high FX fees from old school banks.
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