KARDPAY CARD We thought bigger. For everyone
CARD FEATURE OVERVIEW. 
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | $29 |
| CASHBACK | 0% |
| NEED KYC | NO |
| FX FEE | 1% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | NO |
| ATM LIMIT | $0 |
| DAILY LIMIT | $10,000 |
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | $99 |
| CASHBACK | 0% |
| NEED KYC | NO |
| FX FEE | 1% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | NO |
| ATM LIMIT | 0 |
| DAILY LIMIT | $50,000/M |
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | $299 |
| CASHBACK | 0% |
| NEED KYC | NO |
| FX FEE | 1% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | NO |
| ATM LIMIT | 0 |
| DAILY LIMIT | 500,000/M |
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | $299 |
| CASHBACK | 0% |
| NEED KYC | NO |
| FX FEE | 1% |
| APR / YIELD | YES |
| CARD TYPE | PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | NO |
| ATM LIMIT | $1,500 |
| DAILY LIMIT | 100,000/M |
THE REAL STORY ON THIS CARD.
- INSTANT VIRTUAL CARD ISSUANCE
- UPCOMING PHYSICAL CARD
- APPLE PAY AND GOOGLE PAY SUPPORT
- VISA OR MASTERCARD DEPENDING ON REGION
- ONE TIME CARD PURCHASE
- UP TO 2% CASHBACK WITH KDY STAKING
- THREE CASHBACK STAKING TIERS
- UP TO $1M MONTHLY SPENDING LIMIT
- PRIVATE CONCIERGE (ELITE)
- ELITE CUSTOMER SUPPORT
- TOP UP FEES AS LOW AS 3%
- UP TO $1,500 DAILY ATM WITHDRAWALS
- INTEGRATED eSIM AND GIFT CARDS
- DESIGNED FOR GLOBAL TRAVEL
- CUSTODIAL
- ONE TIME CARD PURCHASE REQUIRED
- TOP UP FEES UP TO 5%
- PREMIUM TIERS REDUCE BUT DO NOT REMOVE TOP UP FEES
- CASHBACK REQUIRES KDY STAKING
- KDY STAKING LOCKED FOR 180 DAYS
- PHYSICAL CARD NOT YET GENERALLY AVAILABLE
- HIGHER LIMITS REQUIRE PREMIUM TIERS
- PRIVATE CONCIERGE LIMITED TO ELITE
- ONE YEAR CARD VALIDITY
- PHYSICAL ELITE CARD CURRENTLY PREORDER ONLY
GENERAL QUESTIONS.
Step 1 - Access the Wallet Tab
Open the app and tap on the Wallet tab in the bottom navigation.
Step 2 - Connect Your External Wallet
Tap Deposit USDC then Connect Wallet.
Choose your EVM-compatible wallet (e.g., MetaMask, Core Wallet).
Once approved in your wallet app, it will show as connected
Step 3 - Approve USDC (Pre-Authorization)
Enter the amount of USDC you want to make available, then tap Approve USDC.
(This step lets kardPay access that specific USDC amount from your wallet.)
When approval is done, the button changes to Completed.
Step 4 - Deposit USDC
Tap Deposit USDC to KardPay wallet.
Confirm the transaction from your external wallet.
Once processed, you will see a confirmation screen.
Step 5- Check Your Wallet Balance
Go back to the Wallet page, your balance is now updated!
In the Withdraw section you can send funds back to any wallet. You just need to paste a recipient adress and select to amount to withdraw. You can’t withdraw your funds once topped-up on the card.
Physical cards will be available q3 2026.
The virtual card is valid for 2 years.
You can deposit from ethereum, base, arbitrum, hyperevm, avalanche, BSC, Monad, polygon.
You can purchase esims and gift cards without any kyc, more to come...
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